diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherPolicy/LoanFinOtherPolicyService.java b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherPolicy/LoanFinOtherPolicyService.java
index 9a6cf998a7..f386e07d15 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherPolicy/LoanFinOtherPolicyService.java
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanfinotherPolicy/LoanFinOtherPolicyService.java
@@ -226,8 +226,10 @@ public class LoanFinOtherPolicyService extends MybatisBaseService<LoanFinOtherPo
             otherPolicyName = otherPolicyName + entity.getMaxLoanRatio();
         }
         entity.setOtherPolicyName(otherPolicyName);
-        entity.setUseDeptSids(useDeptSid.substring(0,useDeptSid.lastIndexOf(",")));
-        entity.setUseDeptNames(useDeptName.substring(0,useDeptName.lastIndexOf(",")));
+        if (StringUtils.isNotBlank(useDeptSid)){
+            entity.setUseDeptSids(useDeptSid.substring(0,useDeptSid.lastIndexOf(",")));
+            entity.setUseDeptNames(useDeptName.substring(0,useDeptName.lastIndexOf(",")));
+        }
         List<String> vehTypeKeyList = dto.getVehTypeKeyList();
         List<String> vehTypeValueList = dto.getVehTypeValueList();
         String vehTypeKey = "";