diff --git a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanhomevisitinvestigate/LoanHomevisitInvestigateService.java b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanhomevisitinvestigate/LoanHomevisitInvestigateService.java
index 0a20de3ccb..d6a756913d 100644
--- a/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanhomevisitinvestigate/LoanHomevisitInvestigateService.java
+++ b/anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loanhomevisitinvestigate/LoanHomevisitInvestigateService.java
@@ -1175,15 +1175,15 @@ public class LoanHomevisitInvestigateService extends MybatisBaseService<LoanHome
         ResultBean rb = ResultBean.fireFail();
         LoanHomeVisitInvestigateNewDetailsVo loanHomeVisitInvestigateNewDetailsVo = new LoanHomeVisitInvestigateNewDetailsVo();
         LoanHomevisitInvestigate loanHomevisitInvestigate = fetchBySid(sid);
-        List<FinanceForm> userInfo = new ArrayList<>();
-        FinanceForm financeForm1 = new FinanceForm();
-        financeForm1.setValue("借款人");
-        financeForm1.setType(1);
-        financeForm1.setBold(true);
-        financeForm1.setSpanSize(2);
-        userInfo.add(financeForm1);
         LoanHomevisitInvestigateCustomerDetailsVo loanHomevisitInvestigateCustomerDetailsVo = loanHomevisitInvestigateCustomerService.selByMainSid(sid);
+        List<FinanceForm> userInfo = new ArrayList<>();
         if (loanHomevisitInvestigateCustomerDetailsVo != null){
+            FinanceForm financeForm1 = new FinanceForm();
+            financeForm1.setValue("借款人");
+            financeForm1.setType(1);
+            financeForm1.setBold(true);
+            financeForm1.setSpanSize(2);
+            userInfo.add(financeForm1);
             FinanceForm financeForm2 = new FinanceForm();
             if (loanHomevisitInvestigateCustomerDetailsVo.getIsConfirmRealBuyer()) {
                 financeForm2.setValue("借款人姓名：" + loanHomevisitInvestigateCustomerDetailsVo.getBorrowerName() + "(实际购车人)");