金融方案计算判断首付比例不能低于产品政策首付比例

anrui-riskcenter/anrui-riskcenter-api/src/main/java/com/yxt/anrui/riskcenter/api/loansolutions/calculate/CalculateQuery.java

@@ -37,8 +37,8 @@ public class CalculateQuery {
     private boolean purchaseTaxCb;
     @ApiModelProperty("融资项目总额")
     private String loanTotal;
-  /*  @ApiModelProperty("首付款比例")
-    private String downPayRatio;*/
+    @ApiModelProperty("首付款比例")
+    private String downPayRatio;
     @ApiModelProperty("首付金额")
     private String downPayAmount;
     @ApiModelProperty("贷款金额")

anrui-riskcenter/anrui-riskcenter-biz/src/main/java/com/yxt/anrui/riskcenter/biz/loansolutions/LoanSolutionsService.java

@@ -1430,6 +1430,11 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
         if (downPayAmountsRatio.compareTo(downPayRatioLeast) < 0) {
             return rb.setMsg("实际首付比例不能低于产品政策中的最低首付比例");
         }
+        BigDecimal ratio = loanFinPolicy.getDownPayRatio();
+        BigDecimal decimal = new BigDecimal(query.getDownPayRatio());
+        if (decimal.compareTo(ratio) < 0) {
+            return rb.setMsg("首付比例不能低于产品政策中的首付比例");
+        }
         //总贷款金额
         calculateVo.setLoanAmountTotal(loanAmountTotal.setScale(0, BigDecimal.ROUND_HALF_UP).toString());
         //期数
@@ -1658,9 +1663,9 @@ public class LoanSolutionsService extends MybatisBaseService<LoanSolutionsMapper
             solutionssVo.setSzPrice(busSalesOrdersVo.getSzPrice());
             solutionssVo.setFinalPrice(busSalesOrdersVo.getFinalPrice());
             BusSalesOrderModel busSalesOrderModel = busSalesOrdersVo.getBusSalesOrderModel();
-            if(busSalesOrderModel != null){
+            if (busSalesOrderModel != null) {
                 solutionssVo.setModelSid(busSalesOrderModel.getModelSid());
-            }else{
+            } else {
                 return rb.setMsg("请先录入车型");
             }
             if (busSalesOrdersVo.getBusSalesOrder() != null) {